Archive for January, 2009

70 Ways For Home Buyers To Save Money When Buying A Home Tip #4

Friday, January 30th, 2009 Posted in Uncategorized | Comments Off

Use a mortgage broker Who do you think has a better chance of getting you a better interest rate: A bank with one loan program? Or a mortgage broker that works with a 100 different banks that compete ...

Smart Investment Options For Your Retirement

Tuesday, January 27th, 2009 Posted in Uncategorized | Comments Off

Saving money and then watching it grow is an exciting thing but this requires knowing the right means of investing. In addition to a standard savings account, people invest with IRAs, stocks, bonds, real estate, businesses, 401K programs, and ...

Automobile Tax Deduction Opportunity

Saturday, January 24th, 2009 Posted in Uncategorized | Comments Off

Tax is one hell of a thing we allow to hate. Why does the government tax us for everything? Tax on vehicles? Ok tax is fine, but how could I get away from it, at least partially. Let's find out... ...

Top 10 Ways to Reduce Your Debt

Thursday, January 22nd, 2009 Posted in Uncategorized | Comments Off

You may be in debt for reasons totally out of your control but it is totally up to you to fix it. So it is critical to make a plan for getting yourself out of debt. But before we make ...

Surging Inflation Impacts Upon Consumer Finances

Tuesday, January 20th, 2009 Posted in Uncategorized | Comments Off

Earlier this week the publication of a new study suggested that the British public is experiencing much greater financial pressure than the government figures indicate. According to statistics released by the Motley Fool, some nine out of ten consumers ...

Negotiating a Real Estate Purchase Top 6 Tips

Sunday, January 18th, 2009 Posted in Uncategorized | Comments Off

Negotiating may be the most critical part of the real estate purchase process. Being able to strike an advantageous deal with the seller virtually guarantees your profit. Negotiating is both an art and a skill that you will master with ...

What To Do When Your Credit Card Is Lost Or Stolen

Thursday, January 15th, 2009 Posted in Uncategorized | Comments Off

Unfortunately, wallets and purses do get stolen or lost on a regular basis. Your biggest concern is usually the fact that your credit cards are missing. If this happens to you, do you have a plan of action? Well, ...

Real Estate Investing Avoid Buying a Unique Home in Preforeclosure Even From a Nice Family

Tuesday, January 13th, 2009 Posted in Uncategorized | Comments Off

Early in my career as a real estate investor, I got a call from a really nice family about to lose their home to foreclosure. Located in the suburbs, the house looked pretty much like every other house in the ...

Credit Card Minimum Payments to Increase Soon

Saturday, January 10th, 2009 Posted in Uncategorized | Comments Off

The Office of the Controller has strongly recommended that credit card companies make their customers pay higher minimum payments, up to double the current amount to try to help us get out of debt. So instead of approximately 2% of ...

5 Ways to Find the Best Stock Picks

Thursday, January 8th, 2009 Posted in Uncategorized | Comments Off

There is no doubt that penny stocks are a risky and thinly traded breed of stocks issued by relatively tiny companies. Also, the SEC does not require penny stocks to follow their reporting rules. This combined with unclear or unverifiable ...